Prosperity self help books CREDIT CARD tips save money Best Credit Card

Home
Nav Header
Self Help Blog
HAPPINESS Self Help
Be Happy
Be Flexible
Be Confident
Self Image
Recreation
Relationships
On the Job
Self Development
Life Purpose
Goal Setting
HEALTH Self Help
Healthy Body
Healthy Diet
Herbs & Vitamins
Weight Loss
Fitness
Fight Disease
Addiction
Mental Health
Healthy Recipes
Natural Beauty
WEALTH Self Help
Prosperity
More Money
Budget Money
Time Management
Home Business
Business Ideas
Plan Business
Sales Skills
Manage Business
Professional Skills
Retirement
Self Help RESOURCES
Free eBook Directory
Business free e-books
Latest Articles
Famous QUOTES
JOKES
Free Power Tips!
Privacy Policy
Disclaimer
Contact Us
Add Your Article
SHOPPING Self Help
Self Help Shop
Christmas Crafts
Make a Website
Stop Snoring
Stress Relief
Find More Time

“Options for the Best Credit Card”
self help books & articles about credit card tips to save money

SelfHelpCreditCards The self help books & credit card tips to apply for a credit card online for credit card debt consolidation. Get business credit card with online credit card approval and credit card processing management articles on credit card debt consolidation and credit card offer with credit card application for low interest credit card, student credit card to accept credit card and get travel reward credit card articles for the best credit card.size=1>

Consumers who want to maximize their options on a credit card should first find out all the terms and related costs associated with a particular card. For those who feel that the best credit card is one that is low-rate and no-frills, they should determine if the card has annual charges, as no-frills users do not need to pay such fees. Some upscale prestige cards, air-mile credit cards and similar rewards packages collect annual fees in exchange for perks, services and other rewards.

self help books, credit card, apply for a credit card,
The definition of a best credit card varies depending on personal preference. Individuals currently have many options available in the market, including instant approval cards, cash back credit cards, low-interest credit cards and prepaid debit cards.

The percentage rate (APR) is another crucial element users must weigh before signing up for what they feel is the best credit card in the market, particularly those with balances, as lower interest rates mean lower payments for carriage and substantial savings.

For fixed-rate cards, owners can expect interest rates to be more stable – a credit card on 12.99% interest is likely to remain at that level for a relatively longer period of time compared to a variable card. However, holders decided on securing the best credit card should be aware that even fixed-rate terms could change, although card companies are required by law to issue a written notice for any rate adjustment at least 15 days prior to their affectivity.

Variable-card customers need to know if their plans feature minimum APRs, or ‘floors’ – the lowest-possible levels that interest rates could fall to, inclusive of any adjustment by the US Federal Reserve. A Bankrate.com poll indicated floors for 24% of variable-rate issuers surveyed, with 75% of that group already at minimum APRs through October 2001. This means that the interest rate on these cards will only go up in the future.

How long or short a grace period is for settling balances is another factor that customers seeking the best credit card should consider. Since interest charges kick in when the grace period lapses, a company offering longer grace periods means a more extended time for users to settle outstanding obligations without paying interest before their next card purchases are penalized.

Individuals seeking the best credit card deal should also be aware of all penalty policies covering missed payments, purchases exceeding the limit or balance transfers. First USA and other providers have a $35 ceiling for such transfers, while Citibank has a $50 cap.


=====


SelfHelpRetirementPlanning The self help books & credit card tips to apply for a credit card online for credit card debt consolidation. Get business credit card with online credit card approval and credit card processing management articles on credit card debt consolidation and credit card offer with credit card application for low interest credit card, student credit card to accept credit card and get travel reward credit card articles for the best credit card.size=1>
=

Do you want MORE out of life? We believe that YOU deserve the best! The best health. The most happiness. And unlimited prosperity too. It’s all possible when you help yourself using our FREE early retirement planning resources and free self help books. You will be amazed at what only a few minutes on our site will do for you. Feel better NOW! We’re waiting for you at http://personal-enterprise-self-help-resources.com

Article reprint requirements:
. You may reprint this article, electronically in free-only publications in it’s entirety in an Ezine, blog or web site.
. You may not use this article in Unsolicited Commercial Email.
. Whenever this article is used, it must include the above authors byline with an active link back to our web site.


SelfHelpCreditCards The self help books & credit card tips to apply for a credit card online for credit card debt consolidation. Get business credit card with online credit card approval and credit card processing management articles on credit card debt consolidation and credit card offer with credit card application for low interest credit card, student credit card to accept credit card and get travel reward credit card articles for the best credit card.size=1>

Subscribe to “Power Tips!” self help ezine

Enter your E-mail Address
Enter your First Name
Then

Don’t worry — your e-mail address is totally secure.
I promise to use it only to send you Power Tips.
Check out our ARCHIVED EDITIONS

ClickToMakeYourOwnWebsite!
Click here to make your own web site … simple & fast


Back to Prosperity self help books retirement planning Home page…

Back to Top of page

==============================================
SITE DISCLAIMER: The self help books & early retirement tips on this site are not intended to be a substitute for therapy or professional advice. While all attempts have been made to verify information provided in this self help publication, neither the author nor the publisher assumes any responsibility for errors, omissions or contrary interpretation of the self help subject matter herein. There is no guarantee of validity of accuracy. Any perceived slight of specific people or organizations is unintentional. This self help website and its creators are not responsible for the content of any sites linked to.

The self help books & early retirement tips contents are solely the opinion of the author and should not be considered as a form of therapy, advice, direction and/or diagnosis or treatment of any kind: medical, spiritual, mental or other. If expert advice or counseling is needed, services of a competent professional should be sought. The author and the Publisher assume no responsibility or liability and specifically disclaim any warranty, express or implied for any products or services mentioned, or any self help techniques or practices described. The purchaser or reader of this publication assumes responsibility for the use of these self help books & early retirement tips and information. Neither the author nor the Publisher assumes any responsibility or liability whatsoever on the behalf of any purchaser or reader of these self help materials.

The self help books & retirement planning articles early retirement tips for retirement benefit and retirement calculator for required retirement investment for better retirement savings tip on why retire. Self Help articles on business planning and retirement budgets for your retirement finance management self help books & small business resources for business entrepreneurs prosperity and financial resources listed for your convenient self help search in the self help subjects of how to save money, budget tips, sales skills for getting customers for business Prosperity, self help books & small business resources for business entrepreneurs self help prosperity through financial management, self help budgets, self help to save money, self help books & small business resources for business entrepreneurs self help to start a small business, self help career development strategies, self help strategies for increasing your prosperity. The self help books & retirement planning articles early retirement tips for retirement benefit and retirement calculator for required retirement investment for better retirement savings tip on why retire. Self Help articles on business planning and retirement budgets for your retirement finance management
============================================== color=green>size=1>

Back to Prosperity self help early retirement planning Home page…

Back to Top of page


 

footer for self help books page

It's easy to take the first step to your better life right now. color=red>
Subscribe to "Power Tips!" our free self help monthly magazine for inspiring articles and resources delivered direct to you.

Enter your E-mail Address

Enter your First Name
Then


Don't worry -- your e-mail address is totally secure. I promise to use it only to send you Power Tips. I think I loathe sp@m more than anybody, so I would never share your details or send you junk mail every 10 minutes like some do.

It's time to join our happy subscribers, like these:

"I wish to express my appreciation and gratitude for this powerful tips you send to me.Thank you so much and may God richly bless all the team working towards this.
Best regards,
Rita"

Thank you for this. It has been most instructive. Please keep them coming!
Best regards,
Veronica King

“With no other words, I simply love these Power Tips - thanks for every email I have received from you - I find there always something that cheers my day up or gives me some more inspiration. Good work, there!”
- Hana, Prague, Czech Republic

I always read your Power Tips and it has helped me a lot in my life... I would like to thank you a lot for such a nice article at regular intervals.
Regards,
Niraj

I am really grateful to you for what you have been doing for me and my growth. I know that I am not alone and hundreds of thousands of people would be feeling the same.

Your Newsletter are always a help. Thanks a tonne.

You are doing so much for the whole mankind and as a matter of fact sometimes even a small thought delivered at the right time can do miracles in someone's life and his whole life can take a turn around.

When the positive seeds through your news letter are falling all over the world, then I am sure some would become tree and bear fruits.
I love you for this...
Love and kind regards

Vikas B
New Delhi- India

Leave a Comment