Power Tips #013 for a powerful & debt free life

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Power Tips #013 for a powerful & debt free life
January 26, 2005
Hello again

Power Tips newsletter, Issue #013

This month we have found especially for you a selection of motivating, inspiring, educational self help resources that will massively improve your life…. Just do it!

One Minute Tip
Power Quotes
Tips for your Happiness:
Wherever You Are, Be There by Jim Rohn
Tips for your Health:
Seven Self-Motivators by Brian Tracy
Tips for your Prosperity:
Becoming Fr*e of Debt by David DeFord
The People Puzzle by Dr. Tony Alessandra
Sponsored Resources
Editor’s Note.

One Minute Tip:

Even Tiger Has a Coach — Do You?
The very best athletes, entertainers, and business leaders all have someone in their corner they can go to for advice, leadership, and teaching. Sadly, the average person has no coach or, even worse, allows himself to be influenced by those who have never achieved a high level of success. If you do not already have one, make it a goal to find a mentor who will help fine-tune your game, hold you accountable, and who is not afraid to criticize when necessary.

Power Quotes:


Keep away from people who belittle your ambitions. Small people always do that, but the really great, make you feel that you too can become great. – Mark Twain


Never go to a doctor whose office plants have died. Erma Bombeck


“The greatest form of maturity is at harvest time. This is when we must learn how to reap without complaint if the amounts are small and how to reap without apology if the amounts are big.” – Jim Rohn

Tips for your Happiness:

Wherever You Are, Be There by Jim Rohn

One of the major reasons why we fail to find happiness or to create a unique lifestyle is because we have not yet mastered the art of being.

While we are home our thoughts are still absorbed with solving the challenges we face at the office. And when we are at the office we find ourselves worrying about problems at home.

We go through the day without really listening to what others are saying to us. We may be hearing the words, but we aren’t absorbing the message.

As we go through the day we find ourselves focusing on past experiences or future possibilities. We are so involved in yesterday and tomorrow that we never even notice that today is slipping by.

We go through the day rather than getting something from the day. We are everywhere at any given moment in time except living in that moment in time.

Lifestyle is learning to be wherever you are. It is developing a unique focus on the current moment, and drawing from it all of the substance and wealth of experience and emotions that it has to offer.

Lifestyle is taking time to watch a sunset.

Lifestyle is listening to silence.

Lifestyle is capturing each moment so that it becomes a new part of what we are and of what we are in the process of becoming.

Lifestyle is not something we do; it is something we experience. A

nd until we learn to be there, we will never master the art of living well.

To Your Success,
Jim Rohn

Great Health, We@lth, Relationships and Overall Success
Become part of a group that has committed to a plan, a process, a blueprint and a commitment to inspect and improve their lives. The Jim Rohn One-Year Success Plan (including experts Jim Rohn, Zig Ziglar, Brian Tracy) will help you do just that and become the person you desire to become. Find out more today!

Tips for your Health:

Sleep It Off

Skimping on sleep may add inches to your waistline.

Your blood levels of leptin, a hormone that acts as an appetite suppressant, appear to decrease when you experience sle*p deprivation, according to new research. Keep leptin levels high and curb overeating and weight gain by getting at least 6 to 8 hours of sle*p per night.

RealAge Benefit: Getting 6 to 8 hours of sle*p per night can make your RealAge as much as 3 years younger.

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According to Purdue University, and most experts, it’s not only important to have written goals, but you must have a plan to reach your goals. Goals 2005 is the complete program to help you “create a life on purpose.” Will 2005 be just another ho-hum year that started with good intentions? Or will it be YOUR Year! Your year to lose that weight you’re tired of carrying…start that business you’ve been talking about…get out of debt for good. Are you tired of being stuck in the same gear? Go see why one program graduate, Lucy O. said, “Breaking through, or at least finally recognizing, what my barrier is with writing goals, is a MAJOR accomplishment – one I’ve been trying to find for over 15 years! And I finally got it – I GOT IT!” Go here: www.Goals2005

Seven Self-Motivators by Brian Tracy

(excerpted from Brian Tracy’s Success Mastery Academy)

Here are seven Self-Motivator reminders for you to review on a regular basis:

#1 – Get Serious. Make a decision to go all the way to the top. Up to now you’ve thought about it. Up to now, it’s passed through your mind. Many of you made the decision, and you’ve made up your mind to go all the way to the top, and your lives have taken off. It’s the most extraordinary thing. Your life is one way, like in the shadow going up the dark side of the hill until the moment you decide, “By gum, I’m going to be the best at what I do.

I’m going to be in the top 10 percent.” And suddenly you rose into the sunshine, and your life is forever after different – wonderful. Get serious. Don’t fool around anymore.

#2 – Identify Your Limiting Step to Sales Success. What’s your limiting step? What’s the one skill area that’s holding you back? What’s the skill? What’s the quality? What’s the action? Ask other people. Find out what you need to become good at. Sometimes it may be only one skill. If you became really, really good on the telephone, you could double your prospecting effectiveness and double your sales.

If you became very, very good at getting the order at the end from qualified prospects, you could double your sales. If you became very, very good at managing your time, I mean to really, really manage your time well, you may be able to double your face time and double your income. Find out what’s holding you back. What is the critical limiting step that’s determining your success today?

#3 – Get Around the Right People. Who are the right people? The right people are the people in this room. Get around winners. Get around positive people. Get around people with goals and plans, people who are going somewhere with their lives and have high aspirations. Get around eagles.

As Zig says, “You can’t scratch with the turkeys if you want to fly with the eagles.” And get away from negative people. Get away from toxic people that complain and whine and moan all the time. Who needs them? Life is too short.

#4 – Take Excellent Care of Your Health. Take excellent care of your physical health. That means good diet, good exercise. Everybody knows they should eat better foods, get regular exercise and especially lots of rest.

That’s very important. If you’re going to work hard 5 days a week, go to bed early 5 days a week. Get a good night’s sleep. Be fully rested, and tonight get really rested. You don’t have to watch the Letterman Show…

#5 – Positive Visualization. See yourself as the very best in your field. Remember, all improvement in your life begins with an improvement in your mental pictures. Visualize yourself; see yourself as the best continually. You are the best. Isn’t that right? So therefore, see yourself as the best.

#6 – Positive Self-Talk. Talk to yourself positively all the time. Control your inner dialogue. And what do you say to yourself? Say, “I’m the best.” Say it. Say I’m the best. I like myself. I can do it. I love my work. Yes, that’s how you talk to yourself. And the more you say it to yourself…someone may say, “Well, what if you say those things to yourself and you don’t believe them. Isn’t that lying to yourself?”

No, that’s not lying to yourself. It’s telling the truth in advance. Because it doesn’t matter where you’re coming from – all that matters is where you’re going. Talk to yourself the way you want to be, not the way you just happen to be at this moment. Remember, you may have gotten where you are today largely by accident. But where you’re going in the future is purely by design.

#7 – Positive Action. Get going. Move fast. Develop a sense of urgency. A sense of urgency is the one thing that you can develop that will separate you from everyone else in your field. Develop a bias for action. When you get a good idea, do it now. Only 2% of people in our society have a bias for action.

And if you’re already in the top 10%, you can move yourself in the top 2% by resolving that whenever you have an idea or something, do it now. And the faster you move, the better you get.

And the better you get, the more you like yourself. And the more you like yourself, the higher your self-esteem is. And the higher your self-esteem is, the greater your self-discipline. And the more you persist; then you ultimately become unstoppable.

Remember, You’re the best!
Brian Tracy

To receive more information about Brian Tracy and his books, audios and seminars including the Psychology of Achievement, The Psychology of Selling and the Success Mastery Academy go to www.jimrohn.com and click Other Speakers and save 20-40%.

Tips for your Prosperity:

Becoming Fr*e of Debt by David DeFord

What keeps the most people from developing wealth?
What is the greatest obstacle to retirement?
If you could eliminate one thing to position yourself for financial peace and security, what would be?
The answer to each question above is d*bt!
Imagine the fr*edom and peace you would feel with no debt!
Imagine the small portion of your paycheck you would need to meet your needs and obligations if the all of your earnings were available to you!

Think about the savings, investments, and charitable giving you could enjoy.
The safety of your family may depend upon your attention to your d*bt. It has been estimated that 89% of all divorces can be traced to quarrels and accusations over mon*y.

What will it take to convince you to finally resolve to become d*bt fr*e?
Will you need to be cornered by a creditor?
Will you have to be publicly embarrassed?

Or will you respond to a milder stimulus, like the frank advice of a friend, or an article like this one?

It’s not the amount of mon*y we earn that brings peace of mind as much as it is having control of our money. Money can be an obedient, productive servant, or a brutal taskmaster.

Success has a way of passing by those who have not the discipline to handle it. Through our healthy respect for money, we can attract wealth.

Compounding interest is your enemy. It robs you of your working funds. Tony Robbins taught about the power of compounding by comparing it to a small , friendly wager on a golf course. Say that your golf partner suggested a small 10 cent bet per hole. You think, “Well, that means that only $1.80 is at stake.”
So, you agree. Then, he suggest that you double the bet on each subsequent hole.
Here’s how it would go, if your partner wins each of 18 holes:
One the first hole you lose a dime. On the second, you lose twenty cents. When you add the dime from the first hole, you’re down only 30 cents. Big deal!
The third hole is worth forty cents, the fourth only 80 cents. Not too bad.
But now watch what happens:
Hole five is worth $1.60, sixth $3.20, seventh $6.40, eighth $12.80, and the ninth $25.60.
When you add up your losses on the first nine, you realize you are down $51.11.
Once you have finished your game, you will have lost what, maybe $150?
Actually, because of compounding you will owe $19,660.80.

Now, your d*bts probably haven’t interest rates that high, but the principle is the same–if you pay only the minimum payments on your debts, you will pay them for years and years. You will pay many times the actual principle you spent in the first place.

So, what will it take to eliminate your d*bt?
First, you will need to determine why you are in debt in the first place.
Don’t spend time on the external reasons–they are excuses.
What inside of you built your d*bt?

Generally, the internal reasons center on the need for immediate gratification.
Rather than saving your mon*y for furniture, cars, or vacations, did you borrow for them? Distinguish between need and want.
Maybe you wanted to keep up with the living standard of your friends or family.

Or you frequently make purchases on impulse.
Search your heart deeply. Discuss your d*bt situation with your spouse. You can’t make the needed changes without his or her help.

Maybe he or she sees more clearly than you the internal cause.

Make a Plan
After you have identified the internal cause, make a plan to conquer it.
Make a budget, make a goal. Decide how you will reduce your spending enough to attack your d*bt.

Some people think a budget robs them of their freedom. On the contrary, successful people have learned that a budget makes real economic fr*edom possible.

Think of your d*bt as a cancer. You must first eliminate it’s spreading, and then you must eradicate it. Use invasive treatments to kill it.

Use the snowball technique.
1. Identify your smallest debt (de*bt one).
2. Pour every available cent each payday into paying down that d*bt. Pay the minimum payment on the other d*bts.
3. Once you have paid off that first debt, identify the next smallest one (d*bt two).
4. Add the amount you had been paying on d*bt one to the minimum of debt two, and pay that amount.
5. Let the snowball grow with each d*bt you eliminate.
As you continue, your snowball will get huge, and your progress will seem to multiply.
Keep a chart of your progress.

Plan ahead how you will celebrate the successful elimination of each d*bt along the way. But don’t celebrate in ways that would slow your progress.
Be tenacious. Don’t let anything get in your way.
Once you have achieved your desired end-financial fr*edom, resolve to never have d*bt again–keep budgeting.

You can then begin the delightful opportunity to use your excess e@rnings toward building we@lth, enjoying the fruits of your labors, and preparing for your retirement.

You can do it – start today!

David DeFord is the owner of Ordinary People Can Win, a personal development company dedicated to helping ordinary people achieve extraordinary success in all areas of their lives. He promotes success through personal development.
He is developing a website at www.OrdinaryPeopleCanWin.com and offers a free weekly e-zine.

D*bt Fr*e in 2005 – You can live debt
fr*e and retire rich. Learn how with
My Mon*y Choices.


The People Puzzle by Dr. Tony Alessandra

One of your most valuable skills in any business is the ability to “read” people. The people you interact with each day send you signals on how to work with them most effectively. If you learn what to look and listen for, each person will tell you exactly how to treat him effectively.

So what is there to read?

Dozens of signals–verbal, vocal and visual, tell you when to speed up or slow down, when to focus on the details, or when to work on building the relationship with the other person. But why does your technique work sometimes and not at other times? Mostly because people are different.

Personality Needs

Everyone experiences the same basic human needs, but with each person some needs are more dominant than others. The four major groupings of needs are results, recognition, regimentation, and relationships.

For example: One person may be the type who measures his success by results. To him, the finished product is the most important thing, and he’ll do whatever it takes, within reason, to get the job done. His dominant need is for accomplishment.

Then there is the sensitive, warm, supportive type of person whose dominant need is relationships. The appeal that would work well with a results-oriented person might be totally inappropriate for the person interested in relationships.

A third type of person usually places high value on recognition and measures success by the amount of acknowledgment and praise he receives.

Conversely, another person will be more concerned with the content than the congratulations. The primary need appears to be for regimentation. In other words, things must be put together in neat packages that can be clearly understood.

You can quickly see that a different type of appeal is necessary for each of these four “personalities.” Recognizing this is very important because once you’ve learned the needs of each major behavior pattern, you will know how to work more effectively with each type of person.

Behavioral Style Characteristics

When people act and react in social situations, they exhibit clues that help to define their behavioral styles. You can identify behavioral style by watching for the observable aspects of people’s behavior – those verbal, vocal and visual actions that people display when others are present.

Undirected, you could observe and try to catalogue thousands of behaviors in any one person. That would quickly become an exercise in futility. But identifying behavioral style is possible by classifying a person’s behavioral on two dimensions: openness and directness.

It is much like measuring a foot for a shoe; make it wide enough for the widest part and long enough for the longest part, and the rest of the foot will fit someplace in between.

Openness is the readiness and willingness with which a person outwardly shows emotions or feelings and develops interpersonal relationships.

Others commonly describe open people as being relaxed, warm, responsive, informal, and personable. They tend to be relationship-oriented. In conversations with others, open individuals share their personal feelings and like to tell stories and anecdotes.

They tend to be flexible about time and base their decisions more on intuition and opinion than on hard facts and data. They also are likely to behave dramatically and to give you immediate nonverbal feedback in conversation.

Guarded individuals commonly are seen as formal and proper. They tend to be more guarded and aloof in their interpersonal relationships. These people are more likely to follow the letter of the law and try to base their decisions on cold, hard facts.

Guarded individuals are usually very task oriented and disciplined about time. As opposed to open people, they hide their personal feelings in the presence of others.

Now consider the second dimension–directness.

This refers to the amount of control and forcefulness that a person attempts to exercise over situations or other people, their thoughts and their emotions.

Direct people tend to “come on strong,” take the social initiative, and create a powerful first impression. They are fast-paced people, making swift decisions and taking risks. They easily become impatient with others who cannot keep up with their fast pace.

They are very active people who do a lot of talking and appear confident and sometimes dominant. Direct people express their opinions readily and make emphatic statements.

On the opposite end of the spectrum, indirect people give the impression of being quiet, shy, and reserved. They seem to be supportive and easy-going.

They tend to be security-conscious-moving slowly, meditation on their decisions, and avoiding risks. They frequently ask questions and listen more than they talk. They reserve their opinions and make tentative statements when they must take a stand.

Openness and directness levels vary among individuals, and any one person may be high in one, low in the other, or somewhere in between. In other words, everyone has some usual level of openness and some level of directness.

Behavior Styles

When directness is combined with openness it forms four different, recognizable, and habitual behavior patterns or behavioral styles: the socializer, the director, the thinker, and the relater.

Each style represents unique combinations of openness and directness and is linked to separate and unique ways of behaving with others. The name given to each style reflects a very general characteristic rather than a full or accurate description.

As you better understand why people behave the way they do, your knowledge can help you communicate with others effectively and openly to help them feel more comfortable in their interactions with you.

Socializer: Open and Direct

The socializer is high in both directness and openness, readily exhibiting such characteristics as animation, intuitiveness, and liveliness. He is an idea person–a dreamer–but he also can be viewed as manipulative, impetuous, and excitable when displaying behavior inappropriate to a particular situation.

The socializer is a fast-paced person with spontaneous actions and decisions. He is not concerned about facts and details, and tries to avoid them as much as possible. This disregard for details may prompt him at times to exaggerate and generalize facts and figures.

The socializer is more comfortable with “best guesstimates” than with carefully researched facts. He thrives on involvement with people and usually works quickly and enthusiastically with others.

The socializer always seems to be chasing dreams, but he has the uncanny ability to catch others up in his dreams because of his good persuasive skills.

He always seems to be seeking approval and pats on the back for his accomplishments and achievements. The socializer is a very creative person who has that dynamic ability to think quickly on his feet.

Director: Direct and Guarded

The director is very direct and at the same time guarded. He exhibits firmness in his relationships with others, is oriented toward productivity and goals, and is concerned with bottom-line results.

Closely allied to these positive traits, however, are the negative ones of stubbornness, impatience, toughness, and even domineeringness.

A director tends to take control of other people and situations and is decisive in both his actions and decisions. He likes to move at an extremely fast pace and is very impatient with delays. When other people can’t keep up with his speed, he views them as incompetent. The director’s motto might well be “I want it done right and I want it done now.”

The director is typically a high achiever who exhibits very good administrative skills; he certainly gets things done and makes things happen.

The director likes to do many things at the same time. He may start by juggling three things at the same time, and as soon as he feels comfortable with those he picks up a fourth.

He keeps adding on until the pressure builds to such a point that he turns his back and lets everything drop. Then he turns right around and starts the whole process over again.

Thinker: Indirect and Guarded

The person who has the thinker-style behavior is both indirect and guarded. He seems to be very concerned with the process of thinking, and is a persistent, systematic problem-solver. But he also can be seen as aloof, picky, and critical.

A thinker is very security conscious and has a strong need to be right. This leads him to an over-reliance on data collection. In his quest for data he tends to ask many questions about specific details. His actions and decisions tend to be extremely cautious.

The thinker works slowly and precisely by himself and prefers an intellectual work environment that is organized and structured. He tends to be skeptical and likes to see things in writing.

Although he is a great problem-solver, the thinker is a poor decision-maker, he may keep collecting data even beyond the time when a decision is due, justifying his caution by saying, “When you are making vast decisions, you cannot do it on half-vast data.”

Relater: Open and Indirect

The fourth and last style, the relater, is open and unassertive, warm, supportive, and reliable. However, the relater sometimes is seen by others as compliant, soft-hearted, and acquiescent. The relater seeks security and belongingness and like the thinker, is slow at taking action and making decisions.

This procrastination stems from his desire to avoid risky and unknown situations. Before he takes action or makes a decision, he has to know how other people feel about it.

The relater is the most people-oriented of all four styles. Having close, friendly, personal, and first-name relationships with others is one of the most important objectives of the relater’s style.

The relater dislikes interpersonal conflicts so much that he sometimes says what he thinks other people want to hear rather than what is really on his mind. The relater has tremendous counseling skills and is extremely supportive of other people. He also is an incredibly active listener.

You usually feel good just being with a relater. Because a relater listens so well to other people, when it comes his turn to talk, people usually listen. This gives him an excellent ability to gain support from others.

Dr. Tony Alessandra helps companies build customers, relationships, and the bottom-line. Tony has a street-wise, college-smart perspective on business, having fought his way out of NYC to eventually realizing success as a graduate professor of marketing, entrepreneur, business author, and consultant.

Dr. Alessandra earned his MBA from the University of Connecticut—and his PhD in marketing from Georgia State University. He was inducted into the Speakers Hall of Fame in 1985. To order Tony’s best-selling program “The New Relationship Strategies: Using the Platinum Rule to Create Instant Rapport by Tony Alessandra” and save 30%

Great Health, We@lth, Relationships and Overall Success
Become part of a group that has committed to a plan, a process, a blueprint and a commitment to inspect and improve their lives. The Jim Rohn One-Year Success Plan (including experts Jim Rohn, Zig Ziglar, Brian Tracy) will help you do just that and become the person you desire to become. Find out more today

“If you wish to have power and influence over the many, be faithful (disciplined) when there are just a few. If you have a few employees, a few distributors, a few people, that’s the time to stay in touch and be totally absorbed – when there is just a few.” Jim Rohn

to read more Jim Rohn articles:

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Editor’s Note: .

Just remember…if the world didn’t suck, we’d all fall off.

Every time I walk into a singles bar I can hear Mom’s wise words: “Don’t pick that up, you don’t know where it’s been!”

Don’t argue with an idiot; people watching may not be able to tell the difference.

A good friend will come and bail you out of jail, but a true friend will be sitting next to you saying, “Whoa! That was fun!”

Marriage changes passion. Suddenly you’re in bed with a relative.

I don’t do drugs. I get the same effect just standing up real fast.

I live in my own little world. But it’s OK. They know me here.

I don’t approve of political jokes. I’ve seen too many of them get elected.

I love being married. It’s great to find that one special person you want to annoy for the rest of your life.

I signed up for an exercise class and was told to wear loose-fitting clothing. If I HAD any loose-fitting clothing, I wouldn’t have signed up in the first place!

When I was young we used to go “skinny dipping,” now I just ”chunky dunk.”

Why is it that our children can’t read a Bible in school, but they can in prison?

Brain cells come and brain cells go, but FAT cells live forever.

I saw a woman wearing a sweat shirt with “Guess” on it. So I said “Implants?” She hit me.

If raising children was going to be easy, it never would have started with something called LABOR!


Thank you for joining us this month, I hope that you have found some extra motivation and inspiration on HOW TO LOVE YOUR LIFE!

To update yourself on our new resources and self help strategies just go to our self help site

Your Editor,
Helene Malmsio.

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DISCLAIMER: The self help resources on this site are not intended to be a substitute for therapy or professional advice. While all attempts have been made to verify information provided in this self help publication, neither the self help author nor the self help publisher assumes any responsibility for errors, omissions or contrary interpretation of the self help subject matter herein. There is no guarantee of validity of accuracy of any self help content. Any perceived slight of specific people or organizations is unintentional. This self help website and its self help creators are not responsible for the content of any sites linked to.

The self help contents are solely the opinion of the self help author and should not be considered as a form of therapy, advice, direction and/or diagnosis or treatment of any kind: medical, spiritual, mental or other. If expert advice or counseling is needed, services of a competent professional should be sought. The self help author and the self help Publisher assume no responsibility or liability and specifically disclaim any warranty, express or implied for any self help or otherwise products or self help or otherwise services mentioned, or any self help or otherwise techniques or practices described. The purchaser or reader of this self help publication assumes responsibility for the use of these self help materials and self help articles and information. Neither the self help author nor the self help Publisher assumes any responsibility or liability whatsoever on the behalf of any purchaser or reader of these self help materials.


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