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INDEX:
One Minute Tip
Power Quotes
Tips for your Happiness
Tips for your Health
Tips for your Prosperity
Sponsored Resources
Editor’s Note / Humour / new free books

We have a bumper issue for you this month, so get your favourite beverage and sit down to enjoy this edition!

One Minute Tip:

Relationship Tip: Listen to How You Talk
When working on your relationship, more than likely you and your mate have settled into a pattern of speaking to each other.

It might be with short, blunt answers, heavy sighs as though bothered, or with negative remarks. Pay attention to not only your words spoken, but also the tone in which they are spoken.

Be positive, cheery, and respond in a way that will confirm to your mate that you are listening and truly interested – that you have time to listen and communicate.

In addition, add terms of endearment into your conversation. Instead of “Good morning,” try, “Hi honey, good morning!”

Power Quotes:

Happiness:

"Life is no longer a mystery. I have found me."
- Anne Axam

Health:

"Life without risks is not worth living."
- Charles A. Lindbergh

Prosperity:

To succeed... you need to find something to hold on to, something to motivate you, something to inspire you. - Tony Dorsett

Tips for your Happiness:

Know Your Values

We all know that values are important. Whether we want to believe it or not, we all have a set of values. Guaranteed!

Values, in basic terms are deeply held set of beliefs about what is important to us. Values state what matters most in our lives. Values may change over time but it’s important that we know what they are at this point in time. Interestingly, very few people spend their time trying to identify their values.

Whenever we make any significant decisions, it will be based on our values so it’s important that we know what they are. There are so many resources available on the Internet to help you identify your core values.

Do a search on Google for “personal values” and you will see a few websites popping up. Follow whatever model you like, but please do come up with your own list. There is no “right” set of values. They are your values and not knowing what they are may put you at a disadvantage.

One of my close friends has “Family” on the top of the charts and another close friend has “Wealth” on the top. It’s very easy to guess their decision-making patterns. What if “Adventure” was right up there with “Security”? How would that create conflicts in their planning and decision-making? What are yours?

Respect Privacy

When two people come together in a relationship, each person has their own set of history. There are yearbooks, maybe love letters from a first love, other objects that may not seem important to one person but to the owner, they have a special meaning.

It is important to respect the privacy of your mate’s “stuff.” Do not dig through boxes of things owned by your mate out of curiosity. Instead, allow them to bring those things out if they feel it is necessary.

By helping yourself, you are disrespecting something sacred to your mate, which is not healthy for any relationship.

How to Use Motivation Rewards to Reach Your Goals

Using rewards to reach a goal is not uncommon. It’s done all the time in business as employers reward their employees with bonuses, trips and days off for a job well done. Retail stores motivate their customers to shop with them by offering discounts and loyalty cards you get punched each time you buy something there with the promise of something free the next time you come it.

You may be familiar with the two types of motivation called Intrinsic and Extrinsic. Intrinsic motivation is when a person is motivated from within him or herself. They work on a task or project or to achieve a goal simply for the love of doing it. Extrinsic motivation is when a person works on a task or tries to reach a goal, but is rewarded when that goal or steps to that goal are reached.

Studies have shown that intrinsic is a better motivator than extrinsic but most of us are spoiled to the point of not doing something unless we’re rewarded. Motivation is a behavior you can influence to your advantage.

But realize that even a highly motivated person can get discouraged or tired of working on a task if he’s not noticed and rewarded. People need to know they’re appreciated and that their good work does not go unnoticed.

We’re all different and all motivated by different things. What motivates you may not motivate your spouse or your boss. It’s a valued skill when you’re able to match the type of motivation with the person to be motivated. Try different things and when one doesn’t work try another until the desired results are accomplished.

Employers do this all the time but many use fear motivation with the threat that you could lose your job if you don’t do the work. This is not a permanent solution and most companies who implement this kind of motivation experience a high rate of employee turnover.

Begin with a realistic goal but a goal that is challenging and you’ll feel a sense of pride when it’s accomplished. If you’re trying to lose weight for instance and your goal is to lose 10 pounds in 3 months, reward yourself for every milestone reached.

If you lost 3 pounds in the first month, celebrate by going to lunch with a friend or treat yourself to a pedicure. (Both men and women enjoy this.) Be happy with the reward and you’ll start anticipating the loss of your next 3 or 4 pounds.

If you tend to cheat and find it difficult to stick to the rules, work with a friend who will keep track of your progress and administer the reward when they’re earned. Make the reward irresistible to you and make it worthwhile even though it doesn’t have to be expensive. The experience you associate with the reward is what will keep you motivated.

Motivation rewards work for almost any desired goal and can work wonders with children. Remember to have your reward aligned with your goal and you’re on the way to reaching your target with fun and anticipation.

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Tips for your Health:

An Equation For Staying Healthy

There are many tips and ways to stay healthy. From the television, to magazine advertisements there are several reminders to tell us how to stay healthy. However, there is an even easier tip to constantly remind us how to stay healthy.

Though it would not completely answer and deliver to all the health issues we may have, we could apply this as a paradigm of simple measures. An equation for staying healthy could be as easy to remember as one, plus two, plus three, equals 6.

One

We have to start an equation for staying healthy with the first thing to remember: our life. We only have one body to take care of, so it should not be that hard to monitor and maintain.

Furthermore, we only have one mind to think for ourselves. We cannot depend on others to tell us how to stay healthy or be healthy. We have to look for the appropriate information ourselves and apply those learnings by ourselves as well.

Another thing about “One” is that we only have one shot in this life to do this. Of course we may be able to rectify certain health practices when we stumble, but how sure are we that we would still have that second chance of living a normal life if the damage has already been done?

Therefore, the “One” that is pertained to in this equation is our self. We only have one to boot and therefore we should focus on this.

Plus Two

“Two” in this context means that there are only two paths that we can choose, the right and the wrong path. The same analogy goes to a beneficial or a destructive outcome of our bodies.

In whatever life choice that we take every single time, we are bringing the self either closer to wellness or sickness. Think of it as this way: we are the flag tied at the center of a rope in a tug of war.

One end leads to sickness and eventually death, the other to wellness and eventually longevity. Each moment that we do something, each food choice that we make, or even each day that we do our lifestyle routines, we have to think “To what side are we going then?”

Plus Three

“Three” is relatively simple, as it would pertain to three parts of the day: morning, afternoon, and evening. In relation to this, a person has to plan out the activities in their appropriate time.

There are activities that are suitable in the morning, or maybe until the afternoon, and there are also some personal activities that are suitable for the evening.

Any unplanned schedule and adherence therefore would result to added stress, and therefore be detrimental to the self.

Examples of activities that are good in the morning are exercise, early morning sunshine, a time to reflect and plan other activities for the rest of the day, and breakfast. As for the afternoon, continued work from the morning, a little bit of recreation perhaps, and an eagerness to get home and rest.

Evenings are good for a cool down walk in the neighborhood, spend time with the family, watch a little television, and definitely sleep.

The exact activities that are placed into these three different times throughout the day differ from each person’s career and work schedule. Nevertheless, it is always safe to assume one of these times as resting and sleeping schedule.

Equals Six

“Six” pertains to the number of meals that one has to eat everyday. Recent studies have shown that the average daily caloric requirement needed per day is best digested and assimilated if they were distributed into six small meals instead of three large ones as considered before.

This allows the body to digest the food at a constant rate without oversupplying and causing the body to store excess nutrients into fat.

The one, plus two, plus three, equals six paradigm is an equation for staying healthy which can be applied to almost anyone, even those who are recuperating from sickness, and those who haven’t experienced any major illness yet.

STRESS AWAY FROM WORK

Anyone who's ever been stuck in a major traffic jam probably has seen the darker side of many people's personalities. It seems everyone is always in a hurry to either get, or go somewhere, and never seem to allow enough time for the everyday problems that are bound to crop up from time to time.

Banging on the steering wheel, laying on the horn, giving someone the "finger," or shooting a string of obscenities is only reacting to something that has already happened. You can't make the guy in front of you go any faster, or prevent someone from cutting you off. Accidents, road repairs, and just plain heavy traffic happens. Learn to deal with it or don't drive.

If you must, at least change your route from time to time. Always allow plenty of time, and try and make all trips as pleasant as possible. You may not realize it, but how you act on your way to work, or on your way home will have either a positive or negative impact. Accept the fact that it's something you just have to get through so you may as well try and make the best of it.

Most people are smart enough to know that they should set some time aside to take it easy. If you participate in some sports activity, remember you're doing it to relax! While many people naturally have their competitive nature come to the surface when engaging athletics, don't lose sight of the fact you're participating to have fun.

Don't get bent out of shape if you don't always win or otherwise play up to par. The whole point is to enjoy yourself and forget your everyday worries. Treat it as a night out with the "boys," or gals and relax!

Families can be as source of support, an oasis away from the everyday pressures or sometimes it's only a place to grab a few hours sleep and get back in the rat race. Your children, spouse, family members, in-laws can be a source of irritation at times. If someone is constantly doing something that really "bugs you," tell the offending person or persons and see if things can be straightened out before things get out of control.

A man's home (a woman's too) should indeed be a place to rest and relax. Many people find it helpful unwind by sharing the day's events with their loved ones. It should not develop into a daily routine, nor should you give a detailed blow by blow recap of the day's events, but when things go wrong, who better to talk to than your family?

Holding things back, keeping it inside yourself, almost always does more harm than good and can affect not only your well-being but everyone else in your family as well. Talking things over is a great way to get rid of built up stress that many people overlook.

You should also be a good listener. Don't unload your problems and have no time for your mate's or children's problems. They may seem trivial to you, but they are real problems that need solving just like yours.

A great way to get rid of stress is, every once in a while, do something totally different and unexpected without any prior planning. Don't fall into a trap when you must do such and such thing a certain way, or at specific time or place.

If you always put on a blue suit on Thursday, or go to an Italian restaurant on Tuesday, break the habit every once in a while. Even doing things you like can become stressful if you're stuck in the same old rut week after boring week.

Stress can best be managed by realizing what you can change about your life and knowing what you can't. Learn how to recognize the difference and you'll enjoy life more and be better able to deal the ups and downs that are part of everyone's life.

Tips for your Prosperity:

Some families don't know about child tax benefits

Treasury investigators say they received 611,560 tax returns for 2001 on which people could have claimed child tax credits of up to $238, but didn't. Most of these people earned less than $25,000.

Treasury Secretary Paul O'Neil notes that the IRS knew about the problem but did little or nothing about it. Taking the tax credit could result in a refund even if you didn't owe any tax.

Advances on Payday Loans

Payday Advances are a new way to avoid late payments, resulting fines, and embarrassment attached thereof.

Payday advances are Short-term Unsecured Loans that tie you over to the next paycheck arrival. This comes very helpful when one is short of money with a pile of accrued bills waiting to be cleared. At the time when patrons are sandwiched between paychecks, the advances are there to lend a helping hand.

Advances on payday loans are stretch to the next payday. Though a hefty amount of fees is attached with the payday loans but when compare to nonpayment fines or fees, it seems to be cheaper mode.

Generally, the payday cash advance loans are extended to a period of two weeks but some extend the loans up to 18 days. If the fixed time of repayment comes around and the seeker does not have the necessary funds to repay the respective credit, he can roll over the advance to the next paycheck by just disbursing the loan fee. Thus, this way it can go into never-ending cycle.

Today the World Wide Web has great variety of payday loans. So, you have many options if you are interested to have one. But, it is advised to find a loan on Land base in your area as many payday lenders are confined to loaning cash only in their area.

Advances on Payday Loans are a procedural work. Once the loan is approved, lenders will deposit the notes into your checking account, if you have direct deposit capabilities and as soon as the advance is official, one can take delivery of overnight deposits, but this is provided by some of payday lenders only though most lenders provide the cash in your account in 2 working days. One can get cash transferred more early if he has applied for a loan from the land base lenders.

With many players in the field there also arises a question of authentic lenders with fair trade practices. Scores of payday sites allege that their sites are confidential and secure but even then you have to check their validity as otherwise you could be the next victim of identity theft. Some payday sites assert no faxing is necessary, nevertheless once the borrower is accepted; faxing may be necessary despite the lenders claims that faxing is not obligatory.

A Review Study shows that payday advances has both positive and negative aspects. As lenders assert these are quick with straightforward approval and business will not check your credit. These are elastic in nature so the borrower can relax since the transaction is discrete.

The majority of advances are issued to borrowers to assist them in saving everyday expenditure on utilities, such as late bills or reconnection fees. Many borrowers employ the advances to cover recoiling checks and the bounce fees, which are often unreasonably higher than fees on a payday advances.

While on the lower side many officials and other people believe that payday lenders are gluttonous, greedy, inhumane people looking to take advantage of the poor and this also seems to be true when one goes for in depth details of loan. But also this is a fact that no financial institutions, IRS or other sources provide more than they take and payday loaners are just one among them.

Payday loans are more cheaper and easy then the other modes. As if due to nonpayment one faces disconnection charges then probably the charges will be low if compare to payday loans fees, still disconnections is a last thing, which anyone wants. So, payday saves you from that hush up as well as embarrassing situation.

In case of bank drafts, if they continue for a longer period they can cost you a fortune but if one take a payday loan to cover those checks then definitely he will be paying less as fees of loan then that of bank, which usually take hell out of you.

Car repairs is another area and these always comes as a major expense and if one needs to fix up the same, the same day then he can rest on payday loans even though if he don’t have a penny with him.

So, above all is just an analysis of advances on payday loans and now its up to the seeker that whether these advances comes as a source of relief or disgust.

One thing to be caution is never takes the loans for granted, since it could lead to debt problems.

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Editor’s notes:

WHERE WOULD YOU BE:

IF - YOU HAD ALL THE MONEY YOUR HEART DESIRES?

IF - YOU HAD NO WORRIES?

IF - YOU CAME HOME AND THE FINEST MEAL IS AWAITING YOU?

IF - YOUR BATHWATER HAD BEEN RUN?

IF - YOU HAD THE PERFECT KIDS?

IF - YOUR PARTNER WAS AWAITING YOU,

WITH OPEN ARMS AND KISSES?

SO, WHERE WOULD YOU BE?

HELLOOooo!!!!!!!!!

.

.

.

.

YOU'D BE IN THE WRONG HOUSE!

1. THINGS THAT ARE DIFFICULT TO SAY WHEN YOU'RE DRUNK:

Indubitably
Innovative
Preliminary
Proliferation
Cinnamon

2. THINGS THAT ARE VERY DIFFICULT TO SAY WHEN YOU'RE DRUNK:

Specificity
British Constitution
Passive-aggressive disorder
Loquacious Transubstantiate

3. THINGS THAT ARE DOWNRIGHT IMPOSSIBLE TO SAY WHEN YOU'RE DRUNK:

Thanks, but I don't want to have sex
Nope, no more booze for me
Sorry, but you're not really my type
Good evening officer, isn't it lovely out tonight
Oh, I just couldn't. No one wants to hear me sing!

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Thank you for joining us this month, I hope that you have found some extra motivation and inspiration on HOW TO LOVE YOUR LIFE!

To update yourself on our new resources and self help strategies just go to our free self help site

Your Editor,
Helene Malmsio.